planning spotlight
Tapping Into Retirement Accounts Earlier Than Anticipated The economic downturn and persistent high unemployment have led to an alarming, though perhaps inevitable, rise of people tapping into retirement funds before intended. During the second quarter, 62,000 of the 11 million workers using 401(k) plans provided through Fidelity began the process of taking out a hardship withdrawal, up from 45,000 during the first quarter...welcome
Planning Perspectives is a provider of fee-only financial advice located in the San Francisco Bay Area. We focus on meeting the planning needs of women, whose goals and priorities we recognize are distinctly unique. We are passionate about educating women about their finances so they can maintain their own independence and be smart about making financial decisions. We believe the best decisions are always informed decisions; improving women’s education empowers them to be in control of their own financial lives no matter what circumstances they find themselves in. Furthermore, when you engage with us you will be working with an experienced and educated CERTIFIED FINANCIAL PLANNER professional. As such we take our fiduciary responsibility to clients very seriously and provide objective advice that is in your best interest. Financial planning gives you a roadmap so that you accomplish your goals in the most efficient, hassle-free manner and in the best financial shape. Life leaves you with tough decisions to make and often provides myriad distractions, and when you come to a crossroads, working with us ensures you make the best decision given your situation. Please feel free to explore the rest of our website to learn what financial planning is and why you need it.Services
A brief overview of the main components of financial planning for which clients seek our advice.
A description of the financial planning process and how clients work with a Financial Perspectives advisor.
A list of "deliverables" clients receive during the financial planning process, culminating in the financial plan itself, which is gone over in detail with the client.
Our team
With over 20 years of combined experience, the Planning Perspectives team has a vast array of knowledge in all areas of financial planning.
Our advisors are CERTIFIED FINANCIAL PLANNER professionals, ensuring that they keep abreast of current financial industry trends and issues through continuing education requirements. In addition, our advisors hold other designations in specific financial planning components, such as asset management, insurance and retirement planning.